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Gidget

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About Gidget

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    High School Baller

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    Female
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    Fostoria Ohio

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  1. Gidget

    David Cassidy

    I'm sleeping And I'm right in the middle of a good dream When all at once I wake up From something that keeps knocking in my brain. Before I go insane, I hold my pillow to my head and sit up in my bed Screaming out the words I dread "I think I love you" I think I love you But what am I so afraid of I'm afraid that I'm not sure of A love there is no cure for. I think I love you! I was probably 10 or 11 when I used to watch the Partridge Family.....so this popped into my head when they were talking about him on the news this morning. Hahahah, don't judge me.
  2. Gidget

    house passes obaMao bill

    This bill has a long way to go before it's actually passed. A lot of changes, hopefully for the good, are going to take place first, or it's not going to pass at all. I've worked in this field for over half of my career, and there's absolutely no sense worrying, or bitching and complaining, about what ifs, because we won't know until the nth hour what's actually going to transpire. And then it won't matter, and we'll have to deal with it. Obamacare allowed everyone to get coverage, which is a good thing, but at who's expense? Do you think it's a coincidence that all of our premiums have sky-rocketed since Obamacare went through? It's certainly not "affordable", and the plans have way too much out of pocket costs for the policyholder, unless of course it's all paid for you through government subsidies. I don't know why everyone thinks it's so great. If I wasn't fortunate enough to have lower monthly premiums, because my employer pays a portion, I'd be less than happy to pay $600 a month for a $6,000 deductible plan.
  3. Gidget

    Hown do ya

    If you use your laptop, Click on your user name in the upper right corner, then MY Profile. Once your profile box comes up, click the "Change" on the profile picture. It will bring up a box to allow you to download a photo.
  4. Gidget

    Vetting process

    I heard on the news this morning there were Syrian refugees brought to Toledo, their words "Our fear of refugees seems to fade when we see their faces", or something to that affect. Because they're desolate, sad, and fearful, I suppose. It would be a horrible ordeal, but with what they've been through, we don't know what we're getting. I'm not a judgmental person, but these refugees have lived in a world that we can only imagine and they just don't think like us. One can only hope they are here for the right reasons.
  5. Gidget

    Tea Party Membership - Revoked!

    Someone has to pay that subsidy.....and because you have 4 family members in your household, that income level for a subsidy is about $95,000. So if you made $95,000 annually, you'd think it was ok to pay $1,000 a month for coverage for your family, for a $12,000 deductible plan? So in essence, if you had a hospitalization in your family and had to pay the deductible of $12,000, plus the premium for that year of $12,000, you'd be ok with that? Take that same $30 an hour, for a 2 member household, and the income level for a subsidy is about $62,000. So, that household isn't eligible for a subsidy, and their monthly premium for Obamacare can be anywhere from $400.00 monthly(for a young couple)- $1,000 monthly( for a couple in their 60's) for that same high deductible plan. For the young couple, not so bad, for the older couple, with probably more claims, not so good. To get good coverage, that premium shoots way up. Personally, I feel the word "Affordable" should be nowhere in the "Affordable" Care Act........just my opinion, and you know what they say about opinions.
  6. Gidget

    Tea Party Membership - Revoked!

    And how much would it be if you weren't getting a subsidy? $800, $900, $1,000 a month?......for people not eligible for a subsidy, I don't call that affordable, plus they have that high deductible on top of that.
  7. Gidget

    Ferguson reaction prediction.

    These rioters are not rioting to honor their "fallen brother", it's just an opportunity/excuse for them to go into these businesses and take whatever they want, without having to pay for it. Thugs looking our for themselves.
  8. Gidget

    Two lesbians arrested for torturing children

    What is really sad about this whole post is that all of you made it about two lesbians. The story is about three children, ages 3, 5 and 8 that were abused and nearly starved to death, but not one comment about them. I for one don't care what the sexual preference of the two at fault is, it is irrelevant, but I would like to see them get the same treatment those defenseless children got.....and much worse.
  9. There are many people deserving of Welfare, food stamps, etc. There are also many people that have paid into the system for many years only to find themselves out of jobs. They too are deserving. But there are many many people that are very capable of working but choose not to. Why, because there is no incentive to do so when everything is given to them with basically no restrictions. Yeah they don't have any real assets per say, but they are perfectly content to freeload. And you can't deny the fact that there are indeed freeloaders.
  10. That's correct. If you fall under the 100%, then you are eligible for Medicaid, and that is free to the recipient....but someone has to pay for it. I guess that falls to us, again.
  11. I've been in the healthcare business for 20 years, and these are definitely not horror stories. Yes, IF you fall within the 100-400%, of the poverty level (especially the low end), and are eligible for a subsidy, your premiums will be low and affordable. If you have been paying high premiums due to past health conditions, yes, you will probably see a decrease in your premium, but your plan will change also. If you are younger, say between 25-40, your premiums won't be too bad. IF on the other hand you are fairly healthy and over the age of 45, you will see significant increases in your premium, and significant decreases in your coverage. Those small group employers, with under 50 employees, in the state of Ohio are seeing significant increases in their renewals this year. I have had increases anywhere from 35-65% already, again with significant decreases in coverage from their current plan. So not only are they getting the increases in premium, they have to take away the good coverage they now offer their employees to continue to offer coverage that they may or may not be able to afford. I have seen employees decide to just not offer coverage any longer and the employees are left to get individual coverage. I am very concerned, and anxious at the same time, to see how this year, and next year (for those that were able "to keep their current coverage") shakes out, and I don't think it will be pretty. Especially for the small employer. It will be a struggle.
  12. Yep, showing my age here, but I loved that show!
  13. All the plans are required to have the Essential Health Benefits, and they may vary by state, but they include: Ambulatory Patient Services, or doctors visits, hospitalization, mental health,substance abuse and behavioral health, rehabilitative and habilitative services, laboratory services, maternity and newborn care, prescription drugs, preventive, wellness and chronic disease management, and pediatric services. I don't believe you will be able to streamline for your needs, for example by buying a plan without maternity, even though you don't need it. But maybe I will be pleasantly surprised. You are supposed to be able to buy plans to fit your budget, but what they will cover is yet to be seen. The lowest grade plan, or the "bronze" plan is supposed to cover 60% of your medical bills (after monthly premium payments), and on up the ladder. The problem is the fine is very low right now ($95 or 1% on your annual income), but will increase every year.
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